https://www.gpaisa.in/articles/rbi-repo-rate-at-525-in-2026-how-125-basis-points-of-cuts-have-changed-your-emi-fd-returns-and-sip-strategy Gpaisa en 2026-05-31T06:22:53.119Z RBI Repo Rate at 5.25% in 2026: How 125 Basis Points of Cuts Have Changed Your EMI, FD Returns and SIP Strategy https://res.cloudinary.com/dpqtibvzn/image/upload/v1780208564/thinkscope/oefdjyj1dojgwcckbsaz.png RBI Repo Rate at 5.25% in 2026: How 125 Basis Points of Cuts Have Changed Your EMI, FD Returns and SIP Strategy RBI cut repo rate from 6.50% to 5.25% — a total of 125 basis points since February 2025. Here's exactly how it affects your home loan EMI, FD interest rates, and what it means for your SIP strategy in 2026.