DSP Mutual Fund SIP Calculator
Plan your systematic investments and visualise wealth growth with the power of compounding.
💡 Quick Insights
- 🌱SIP benefits from compounding over time
- 📈Longer duration increases returns significantly
- ⚠️Market returns may vary — past performance ≠ future
Year-wise Breakdown
Investment growth each year
| Year | Invested | Interest | Total |
|---|---|---|---|
| 1 | ₹1,20,000 | ₹8,093 | ₹1,28,093 |
| 2 | ₹2,40,000 | ₹32,432 | ₹2,72,432 |
| 3 | ₹3,60,000 | ₹75,076 | ₹4,35,076 |
| 4 | ₹4,80,000 | ₹1,38,348 | ₹6,18,348 |
| 5 | ₹6,00,000 | ₹2,24,864 | ₹8,24,864 |
💡 Quick Insights
- 🌱SIP benefits from compounding over time
- 📈Longer duration increases returns significantly
- ⚠️Market returns may vary — past performance ≠ future
SIP Formula
The math behind your returns
M = P × [(1 + i)n – 1] / i × (1 + i)DSP Mutual Fund — Key Facts (2026)
Quick reference for DSP Mutual Fund SIP investors
| AUM | Founded | Min SIP | Top Category | Best For |
|---|---|---|---|---|
| ₹1.6 lakh crore | 1996 | ₹100 | Flexi Cap | Investors who prefer AMC independence |
Top DSP Funds for SIP in 2026
Best performing DSP Mutual Fund schemes for systematic investment
| Fund Name | Category | 3-Year Returns* | Ideal For |
|---|---|---|---|
| DSP Flexi Cap | Flexi Cap | ~19% p.a. | Long-term growth |
| DSP Midcap Fund | Mid Cap | ~24% p.a. | 7+ year SIP horizon |
| DSP Small Cap | Small Cap | ~26% p.a. | Diversified allocation |
*3-year returns are historical and do not guarantee future performance. Source: AMC websites, May 2026.
Why Choose DSP Mutual Fund for Your SIP?
Independent AMC (not bank-backed), strong research team, consistent mid-cap performance
DSP Mutual Fund is one of India's few truly independent AMCs — not backed by any bank or conglomerate. This independence is seen as an advantage by some investors as it reduces potential conflicts of interest in fund management. DSP has a strong in-house research team and has delivered consistent performance in mid-cap and small-cap categories. The DSP Midcap Fund is one of the most recommended systematic investment options for investors with a 7+ year horizon.
Is DSP Mutual Fund Right for You?
✅ Best For
Investors who prefer AMC independence, mid-cap focused SIP
⚠️ Keep in Mind
DSP's independence is a strength, but its smaller distribution network means fewer physical touchpoints if you prefer in-person advisory.