HDFC Mutual Fund SIP Calculator
Plan your systematic investments and visualise wealth growth with the power of compounding.
💡 Quick Insights
- 🌱SIP benefits from compounding over time
- 📈Longer duration increases returns significantly
- ⚠️Market returns may vary — past performance ≠ future
Year-wise Breakdown
Investment growth each year
| Year | Invested | Interest | Total |
|---|---|---|---|
| 1 | ₹1,20,000 | ₹8,093 | ₹1,28,093 |
| 2 | ₹2,40,000 | ₹32,432 | ₹2,72,432 |
| 3 | ₹3,60,000 | ₹75,076 | ₹4,35,076 |
| 4 | ₹4,80,000 | ₹1,38,348 | ₹6,18,348 |
| 5 | ₹6,00,000 | ₹2,24,864 | ₹8,24,864 |
💡 Quick Insights
- 🌱SIP benefits from compounding over time
- 📈Longer duration increases returns significantly
- ⚠️Market returns may vary — past performance ≠ future
SIP Formula
The math behind your returns
M = P × [(1 + i)n – 1] / i × (1 + i)HDFC Mutual Fund — Key Facts (2026)
Quick reference for HDFC Mutual Fund SIP investors
| AUM | Founded | Min SIP | Top Category | Best For |
|---|---|---|---|---|
| ₹7.5 lakh crore | 1999 | ₹100 | Flexi Cap | Long-term wealth creation |
Top HDFC Funds for SIP in 2026
Best performing HDFC Mutual Fund schemes for systematic investment
| Fund Name | Category | 3-Year Returns* | Ideal For |
|---|---|---|---|
| HDFC Flexi Cap Fund | Flexi Cap | ~22% p.a. | Long-term growth |
| HDFC Mid-Cap Opportunities | Mid Cap | ~28% p.a. | 7+ year SIP horizon |
| HDFC Balanced Advantage | Dynamic Asset Allocation | ~15% p.a. | Diversified allocation |
*3-year returns are historical and do not guarantee future performance. Source: AMC websites, May 2026.
Why Choose HDFC Mutual Fund for Your SIP?
India's largest AMC by AUM, strong track record in mid-cap and flexi-cap categories
HDFC Mutual Fund is India's largest asset management company by AUM, managing over ₹7.5 lakh crore across equity, debt, and hybrid funds. Founded in 1999, HDFC AMC has one of the longest performance track records in the Indian mutual fund industry. Its HDFC Flexi Cap Fund and HDFC Mid-Cap Opportunities Fund are consistently among the top performers in their respective categories. For SIP investors, HDFC AMC offers the convenience of investing through HDFC Bank netbanking with same-day allotment for HDFC Bank customers.
Is HDFC Mutual Fund Right for You?
✅ Best For
Long-term wealth creation, investors who want a proven large AMC
⚠️ Keep in Mind
HDFC AMC's larger fund range means more choice, but also more complexity in selection — stick to its flagship funds for simplicity.