ICICI Prudential Mutual Fund SIP Calculator
Plan your systematic investments and visualise wealth growth with the power of compounding.
💡 Quick Insights
- 🌱SIP benefits from compounding over time
- 📈Longer duration increases returns significantly
- ⚠️Market returns may vary — past performance ≠ future
Year-wise Breakdown
Investment growth each year
| Year | Invested | Interest | Total |
|---|---|---|---|
| 1 | ₹1,20,000 | ₹8,093 | ₹1,28,093 |
| 2 | ₹2,40,000 | ₹32,432 | ₹2,72,432 |
| 3 | ₹3,60,000 | ₹75,076 | ₹4,35,076 |
| 4 | ₹4,80,000 | ₹1,38,348 | ₹6,18,348 |
| 5 | ₹6,00,000 | ₹2,24,864 | ₹8,24,864 |
💡 Quick Insights
- 🌱SIP benefits from compounding over time
- 📈Longer duration increases returns significantly
- ⚠️Market returns may vary — past performance ≠ future
SIP Formula
The math behind your returns
M = P × [(1 + i)n – 1] / i × (1 + i)ICICI Prudential Mutual Fund — Key Facts (2026)
Quick reference for ICICI Prudential Mutual Fund SIP investors
| AUM | Founded | Min SIP | Top Category | Best For |
|---|---|---|---|---|
| ₹9.2 lakh crore | 1993 | ₹100 | Large Cap | Risk-conscious investors |
Top ICICI Pru Funds for SIP in 2026
Best performing ICICI Prudential Mutual Fund schemes for systematic investment
| Fund Name | Category | 3-Year Returns* | Ideal For |
|---|---|---|---|
| ICICI Pru Bluechip | Large Cap | ~17% p.a. | Long-term growth |
| ICICI Pru Value Discovery | Value | ~24% p.a. | 7+ year SIP horizon |
| ICICI Pru Balanced Advantage | Dynamic Asset Allocation | ~14% p.a. | Diversified allocation |
*3-year returns are historical and do not guarantee future performance. Source: AMC websites, May 2026.
Why Choose ICICI Prudential Mutual Fund for Your SIP?
Pioneer of Balanced Advantage Funds in India, strong risk-adjusted return track record
ICICI Prudential Mutual Fund is a joint venture between ICICI Bank and Prudential Plc (UK), combining Indian banking reach with international fund management expertise. ICICI Pru is widely credited with pioneering the Balanced Advantage Fund category in India — a dynamic asset allocation product that automatically shifts between equity and debt based on market valuations. For SIP investors who want growth but are uncomfortable with pure equity volatility, ICICI Pru's Balanced Advantage Fund is one of the most recommended starting points.
Is ICICI Prudential Mutual Fund Right for You?
✅ Best For
Risk-conscious investors, those wanting automatic equity-debt rebalancing
⚠️ Keep in Mind
ICICI Pru's fund range is large — some niche funds have underperformed. Focus on its flagship equity and balanced advantage offerings.