IDFC First Mutual Fund SIP Calculator
Plan your systematic investments and visualise wealth growth with the power of compounding.
💡 Quick Insights
- 🌱SIP benefits from compounding over time
- 📈Longer duration increases returns significantly
- ⚠️Market returns may vary — past performance ≠ future
Year-wise Breakdown
Investment growth each year
| Year | Invested | Interest | Total |
|---|---|---|---|
| 1 | ₹1,20,000 | ₹8,093 | ₹1,28,093 |
| 2 | ₹2,40,000 | ₹32,432 | ₹2,72,432 |
| 3 | ₹3,60,000 | ₹75,076 | ₹4,35,076 |
| 4 | ₹4,80,000 | ₹1,38,348 | ₹6,18,348 |
| 5 | ₹6,00,000 | ₹2,24,864 | ₹8,24,864 |
💡 Quick Insights
- 🌱SIP benefits from compounding over time
- 📈Longer duration increases returns significantly
- ⚠️Market returns may vary — past performance ≠ future
SIP Formula
The math behind your returns
M = P × [(1 + i)n – 1] / i × (1 + i)IDFC First Mutual Fund — Key Facts (2026)
Quick reference for IDFC First Mutual Fund SIP investors
| AUM | Founded | Min SIP | Top Category | Best For |
|---|---|---|---|---|
| ₹1.8 lakh crore | 2000 | ₹100 | Flexi Cap | Value investors |
Top IDFC Funds for SIP in 2026
Best performing IDFC First Mutual Fund schemes for systematic investment
| Fund Name | Category | 3-Year Returns* | Ideal For |
|---|---|---|---|
| IDFC Flexi Cap | Flexi Cap | ~17% p.a. | Long-term growth |
| IDFC Sterling Value | Value | ~25% p.a. | 7+ year SIP horizon |
| IDFC Tax Advantage ELSS | ELSS | ~20% p.a. | Diversified allocation |
*3-year returns are historical and do not guarantee future performance. Source: AMC websites, May 2026.
Why Choose IDFC First Mutual Fund for Your SIP?
Strong value-investing philosophy, good ELSS offering for tax saving
IDFC Mutual Fund, now part of the IDFC First Bank group, follows a value-oriented investment philosophy across most of its equity funds. The IDFC Sterling Value Fund has been a consistent performer for investors comfortable with a contrarian investment approach. For investors looking for a tax-saving SIP under Section 80C, IDFC's Tax Advantage ELSS Fund offers a 3-year lock-in SIP option that qualifies for tax deduction up to ₹1.5 lakh per year.
Is IDFC First Mutual Fund Right for You?
✅ Best For
Value investors, tax-saving SIP (ELSS) investors
⚠️ Keep in Mind
IDFC's AUM is smaller than the top-5 AMCs, which may limit product breadth — but its core value-oriented funds have a solid long-term record.