LIC Mutual Fund SIP Calculator
Plan your systematic investments and visualise wealth growth with the power of compounding.
💡 Quick Insights
- 🌱SIP benefits from compounding over time
- 📈Longer duration increases returns significantly
- ⚠️Market returns may vary — past performance ≠ future
Year-wise Breakdown
Investment growth each year
| Year | Invested | Interest | Total |
|---|---|---|---|
| 1 | ₹1,20,000 | ₹8,093 | ₹1,28,093 |
| 2 | ₹2,40,000 | ₹32,432 | ₹2,72,432 |
| 3 | ₹3,60,000 | ₹75,076 | ₹4,35,076 |
| 4 | ₹4,80,000 | ₹1,38,348 | ₹6,18,348 |
| 5 | ₹6,00,000 | ₹2,24,864 | ₹8,24,864 |
💡 Quick Insights
- 🌱SIP benefits from compounding over time
- 📈Longer duration increases returns significantly
- ⚠️Market returns may vary — past performance ≠ future
SIP Formula
The math behind your returns
M = P × [(1 + i)n – 1] / i × (1 + i)LIC Mutual Fund — Key Facts (2026)
Quick reference for LIC Mutual Fund SIP investors
| AUM | Founded | Min SIP | Top Category | Best For |
|---|---|---|---|---|
| ₹35,000 crore | 1989 | ₹1,000 | Large & Mid Cap | LIC policyholders |
Top LIC Funds for SIP in 2026
Best performing LIC Mutual Fund schemes for systematic investment
| Fund Name | Category | 3-Year Returns* | Ideal For |
|---|---|---|---|
| LIC MF Large & Mid Cap | Large & Mid Cap | ~19% p.a. | Long-term growth |
| LIC MF Flexi Cap | Flexi Cap | ~15% p.a. | 7+ year SIP horizon |
| LIC MF Infrastructure | Sectoral | ~28% p.a. | Diversified allocation |
*3-year returns are historical and do not guarantee future performance. Source: AMC websites, May 2026.
Why Choose LIC Mutual Fund for Your SIP?
Government-backed trust, strong agent distribution, accessible in rural areas
LIC Mutual Fund, backed by Life Insurance Corporation of India, carries the same government-backed trust that has made LIC one of India's most recognized financial brands for over 60 years. While LIC AMC is smaller than private sector peers, it offers a range of equity and debt funds with a minimum SIP of ₹1,000. LIC AMC's agent distribution network gives it strong reach in semi-urban and rural areas where private AMCs have limited physical presence.
Is LIC Mutual Fund Right for You?
✅ Best For
LIC policyholders, conservative investors, rural/semi-urban investors
⚠️ Keep in Mind
LIC AMC has a smaller fund range than private-sector peers and a minimum SIP of ₹1,000 — not ideal for those wanting to start with very small amounts.