Motilal Oswal Mutual Fund SIP Calculator

Plan your systematic investments and visualise wealth growth with the power of compounding.

₹10,000
5001,00,000
12%
1%20%
10Yr
1Yr30Yr
Invested amount₹12,00,000
Est. returns₹11,23,391
Total value₹23,23,391
Investment BreakdownReturns: 48%
Invested (52%)Returns (48%)

Year-wise Breakdown

Investment growth each year

10 Years
YearInvestedInterestTotal
1₹1,20,000₹8,093₹1,28,093
2₹2,40,000₹32,432₹2,72,432
3₹3,60,000₹75,076₹4,35,076
4₹4,80,000₹1,38,348₹6,18,348
5₹6,00,000₹2,24,864₹8,24,864

💡 Quick Insights

  • 🌱SIP benefits from compounding over time
  • 📈Longer duration increases returns significantly
  • ⚠️Market returns may vary — past performance ≠ future

SIP Formula

The math behind your returns

M = P × [(1 + i)n – 1] / i × (1 + i)
M
Maturity amount
P
Monthly SIP
i
Monthly return
n
Total months

Motilal Oswal Mutual Fund — Key Facts (2026)

Quick reference for Motilal Oswal Mutual Fund SIP investors

AUMFoundedMin SIPTop CategoryBest For
₹1.1 lakh crore2009₹500Mid CapHigh-conviction investors

Top Motilal Oswal Funds for SIP in 2026

Best performing Motilal Oswal Mutual Fund schemes for systematic investment

Fund NameCategory3-Year Returns*Ideal For
Motilal Oswal Midcap FundMid Cap~38% p.a.Long-term growth
Motilal Oswal FlexicapFlexi Cap~22% p.a.7+ year SIP horizon
Motilal Oswal NASDAQ 100 FOFInternational~12% p.a.Diversified allocation

*3-year returns are historical and do not guarantee future performance. Source: AMC websites, May 2026.

Why Choose Motilal Oswal Mutual Fund for Your SIP?

Focus investing philosophy (concentrated portfolio), top-performing mid-cap fund, international fund access

Motilal Oswal Mutual Fund follows a distinctive "focus investing" philosophy — holding concentrated portfolios of high-conviction stocks rather than diversified holdings. This approach has produced exceptional results in the mid-cap category: Motilal Oswal Midcap Fund has been among India's best-performing mid-cap funds with a 3-year return above 35%. For investors who want international diversification through SIP, Motilal Oswal's NASDAQ 100 Fund of Fund offers exposure to US technology companies in Indian rupees.

🤔

Is Motilal Oswal Mutual Fund Right for You?

✅ Best For

High-conviction investors, US market exposure seekers, mid-cap SIP

⚠️ Keep in Mind

Motilal Oswal's focus investing means higher concentration risk — its funds can significantly underperform in broad market downturns affecting specific sectors.

Content by Satyapal Khakhal, Founder, gpaisa.inUpdated: May 2026