SBI Mutual Fund SIP Calculator
Plan your systematic investments and visualise wealth growth with the power of compounding.
💡 Quick Insights
- 🌱SIP benefits from compounding over time
- 📈Longer duration increases returns significantly
- ⚠️Market returns may vary — past performance ≠ future
Year-wise Breakdown
Investment growth each year
| Year | Invested | Interest | Total |
|---|---|---|---|
| 1 | ₹1,20,000 | ₹8,093 | ₹1,28,093 |
| 2 | ₹2,40,000 | ₹32,432 | ₹2,72,432 |
| 3 | ₹3,60,000 | ₹75,076 | ₹4,35,076 |
| 4 | ₹4,80,000 | ₹1,38,348 | ₹6,18,348 |
| 5 | ₹6,00,000 | ₹2,24,864 | ₹8,24,864 |
💡 Quick Insights
- 🌱SIP benefits from compounding over time
- 📈Longer duration increases returns significantly
- ⚠️Market returns may vary — past performance ≠ future
SIP Formula
The math behind your returns
M = P × [(1 + i)n – 1] / i × (1 + i)SBI Mutual Fund — Key Facts (2026)
Quick reference for SBI Mutual Fund SIP investors
| AUM | Founded | Min SIP | Top Category | Best For |
|---|---|---|---|---|
| ₹10.5 lakh crore | 1987 | ₹500 | Large Cap | Conservative investors |
Top SBI Funds for SIP in 2026
Best performing SBI Mutual Fund schemes for systematic investment
| Fund Name | Category | 3-Year Returns* | Ideal For |
|---|---|---|---|
| SBI Bluechip Fund | Large Cap | ~16% p.a. | Long-term growth |
| SBI Magnum Midcap | Mid Cap | ~25% p.a. | 7+ year SIP horizon |
| SBI Contra Fund | Contra | ~30% p.a. | Diversified allocation |
*3-year returns are historical and do not guarantee future performance. Source: AMC websites, May 2026.
Why Choose SBI Mutual Fund for Your SIP?
India's largest AMC overall, government-backed trust, strong distribution network
SBI Mutual Fund is India's largest asset management company by total AUM, backed by the State Bank of India — the country's largest public sector bank. This government backing gives SBI Mutual Fund a trust advantage among first-time and conservative investors. The SBI Contra Fund has been one of the standout performers in recent years, while SBI Bluechip offers steady large-cap exposure. SBI AMC has the widest physical distribution network in India, making it accessible even in smaller towns.
Is SBI Mutual Fund Right for You?
✅ Best For
Conservative investors, government employees, first-time SIP investors
⚠️ Keep in Mind
SBI AMC has a smaller range of consistently top-performing equity funds compared to some private-sector peers — focus on established flagship funds.