What is Sukanya Samriddhi Yojana?
SSY
SSY is a government savings scheme exclusively for a girl child, opened by a parent or guardian before she turns 10. Deposits run for 15 years and the account matures 21 years after opening, with fully tax-free (EEE) interest and maturity value.
The interest rate is reviewed quarterly — 8.2% p.a. for the July–September 2026 quarter — and compounded annually. Annual deposits can range from ₹250 to ₹1,50,000.
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