Kotak Mahindra Mutual Fund SIP Calculator
Plan your systematic investments and visualise wealth growth with the power of compounding.
💡 Quick Insights
- 🌱SIP benefits from compounding over time
- 📈Longer duration increases returns significantly
- ⚠️Market returns may vary — past performance ≠ future
Year-wise Breakdown
Investment growth each year
| Year | Invested | Interest | Total |
|---|---|---|---|
| 1 | ₹1,20,000 | ₹8,093 | ₹1,28,093 |
| 2 | ₹2,40,000 | ₹32,432 | ₹2,72,432 |
| 3 | ₹3,60,000 | ₹75,076 | ₹4,35,076 |
| 4 | ₹4,80,000 | ₹1,38,348 | ₹6,18,348 |
| 5 | ₹6,00,000 | ₹2,24,864 | ₹8,24,864 |
💡 Quick Insights
- 🌱SIP benefits from compounding over time
- 📈Longer duration increases returns significantly
- ⚠️Market returns may vary — past performance ≠ future
SIP Formula
The math behind your returns
M = P × [(1 + i)n – 1] / i × (1 + i)Kotak Mahindra Mutual Fund — Key Facts (2026)
Quick reference for Kotak Mahindra Mutual Fund SIP investors
| AUM | Founded | Min SIP | Top Category | Best For |
|---|---|---|---|---|
| ₹4.2 lakh crore | 1998 | ₹100 | Flexi Cap | Mid-cap focused investors |
Top Kotak Funds for SIP in 2026
Best performing Kotak Mahindra Mutual Fund schemes for systematic investment
| Fund Name | Category | 3-Year Returns* | Ideal For |
|---|---|---|---|
| Kotak Flexicap Fund | Flexi Cap | ~17% p.a. | Long-term growth |
| Kotak Emerging Equity | Mid Cap | ~26% p.a. | 7+ year SIP horizon |
| Kotak Small Cap Fund | Small Cap | ~23% p.a. | Diversified allocation |
*3-year returns are historical and do not guarantee future performance. Source: AMC websites, May 2026.
Why Choose Kotak Mahindra Mutual Fund for Your SIP?
Strong mid-cap focus, consistent fund manager team, good long-term track record
Kotak Mahindra Mutual Fund has maintained a consistent investment team and philosophy over its 25+ year history, which is reflected in long-term performance across categories. Kotak Emerging Equity Fund is one of the most recommended mid-cap SIP choices for investors with a 7–10 year horizon. Kotak AMC's fund management team has seen relatively low attrition compared to peers — fund manager continuity is an underrated factor in SIP planning.
Is Kotak Mahindra Mutual Fund Right for You?
✅ Best For
Mid-cap focused investors, long-term systematic investors
⚠️ Keep in Mind
Kotak AMC is strong in mid-cap but has fewer standout options in the large-cap category compared to SBI or ICICI Pru.